Michael Schumacher, Executive Vice-President Email: mschumacher@atpa.com Mike Schumacher, Executive Vice President also serves as a Fund Manager for a select group of clients, and oversees all Account Executive functions. Mike is a graduate of the University of Washington and previously served as an Employee Benefit consultant beginning in 1972 and joined GS&A in 1981. He is active in the International Foundation of Employee Benefit Plans. Michael McCormick, Executive Vice-President Email: mmccormick@atpa.com Mike attended California State University at Hayward and joined CWS & Co in 1972. He also serves as a Fund Manager for a select group of clients and has been a Director, committee member, speaker and author for the International Foundation of Employee Benefit Plans and is active in the Society of Professional Benefit Administrators.         1640 South Loop Road         Alameda, CA 94502         2151 Salvio Street, Suite 201         Concord, CA 94520